The Phase Out and the Stunned

Now that it's penny is being phased out, I offer the following get rich quick scheme. Every time you go shopping, bring a calculator (or use the one in your phone). Before you check out, calculate how much the total purchase will cost. Determine whether the price will be rounded up or down with chart below from the Canadian Mint. If it will be rounded up, pay with your credit card to avoid paying the extra 1 or 2 cents. If it will be rounded down, use cash to save 1 or 2 cents. At the end of the year, go out and buy yourself a coffee, a doughnut, and maybe, if you're some kind of shopaholic, a Timbit, with all the money you saved.